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New York Court Dismisses Disability Insurance Class Action Against Chubb
- Client News
- September 19, 2016
The U.S. District Court for the Southern District of New York
dismissed a putative class action against Paul, Weiss client
Federal Insurance Company, a member of the Chubb Group of Insurance
Companies, that alleged that disability insurance policies
underwritten by Federal and other insurers violated New York's
insurance laws and regulations and were otherwise deceptively
marketed. Judge Paul G. Gardephe held that the plaintiffs, who had
never submitted a claim for benefits under the now-expired
policies, lacked Article III standing to sue.
The case involved the HealthExtras Program, which marketed
accidental disability and medical expense insurance coverage
between 1999 and 2014 to the holders of major credit cards and
other branded cards. The policies were endorsed by Christopher
Reeve, the Superman actor who became a quadriplegic after
being thrown from a horse. The plaintiffs' counsel filed similar
state-by-state putative class actions against other underwriters
and participants in the HealthExtras Program, but not Federal, in
11 other states and the District of Columbia.
The Paul, Weiss team included litigation partners Christopher Boehning and Jessica
Carey.
